After You Buy



HBC-Stamp-FreephoneThe basis of all property transactions is set in a binding contract, otherwise known as the missives. Many people make the mistake of thinking that the deal is done when in fact the parties are still negotiating the deal. When negotiating either party can walk away. In the absence of any pre-contract deposit or agreement, neither party

would hold liability. Yet when is the contract binding? This is an issue that you must really check with your lawyer. Do not make the assumption or take anyone’s word for it as contracts are slippery at best.

Avoiding the contract !

So you have a contract and one party is in breach (not sticking to the deal) or attempting to get out of a contract? Even after contracts are concluded many lawyers place conditions within the contract which allow their clients to withdraw without cost if specific conditions are not met. The most general conditions tend to be around the searches over the property, coal reports, debt and insolvency and in many cases if the property is badly damaged. Again we must stress that you check with your conveyancing lawyers as not every contract is the same.HBC-New-Logo-200x200

Shakespear’s Advocate

The final throw of the dice is when the creative lawyer uses a legal gray area in the contract. Highlighted in Shakespear’s Shylock – Merchant of Venice. Unfortunately this approach being less cut and dry is more use full as a line of argument if the parties go to court to settle the deal. This, in our opinion is never a very equitable path and negotiation or mediation may prove a better remedy.

Court Action.

Over the years very few people tend to seek court action to enforce domestic contracts.  Given these facts and costs involved we always urge clients to check and double check that they have all in place. Funds, documents, bank details and always work with your lawyer to ensure that things happen when they need to. Secondly, sellers ensure that all documents are in place and you help progress all the questions put to your lawyers by the purchasers. If purchasing ensure that all your funding is in place and you have clear instructions from your bank and your valuer.

In all cases your lawyers work with you providing the expert advice and as such we urge you to call your conveyancing Lawyers if you have ANY legal questions.

HBC-UK-Conveyancing Fees and Quotes throughout England and Wales



So you have sold or have bought a property, and you want to know if the deal is done. The Land Registers (both in England and Wales or Scotland) is a government body who hold a public register of who owns land and who holds a security over that land. But when do I own the land !!!

When your transaction (date of entry) has happened your lawyers shall submit to the Registers the deeds showing what changes have been made to the property, (owners, loans created or removed, shares in the ownership etc). The deeds and the application are date stamped and this secures your application at that date. Although the actual amendments cane take from a few weeks to several years your date in which the new owners (etc) change will start from the original date stamp when submitted.

For many owners this seems hard to accept and they expect written proof that they own the property within a few days. Unfortunately the time Registers take is their decision and their decision alone. Your lawyers merely submit the deeds and like you await Registers to do there work. As a government body they have no real complaint procedures or methods to speed matters up and as such there is no rule as to what is a priority.

Several factors will affect the registration process.


1. Has the property been registered before or is this a ‘First Registration’ ?

2. Is the property being split off from a larger area (split title or New Build)?

3. Is the title complex with many burden deeds, competing boundaries etc?

If you have any questions please call your lawyers or Registers but please note that once sent for Registration your lawyers has no control over the process.


HBC-UK-Conveyancing Fees and Quotes throughout England and Wales



Was it the house, just a building, an area of ground or a little piece of the country? The answer is probably all of these things. Starting from the ground up you own the area of ground outlined on the plan on the Land Register. Think of it as an area on the flat (sometimes hilly) surface of the earth. You own this and the publication of this on the Land Register ensures that everyone else knows that you own it. Now you’re starting to think that you’ve paid a lot of money for that area of ground, aren’t you. So where’s the value?

Well, first of all, remember that there is a finite amount of ground available that has to go around everyone in the country. Generally, the more people that want your ground then the more valuable your ownership is. We’ve all heard the maxim ‘location, location, location’ – and it’s true that the value is often derived from where the property is. For example, it’s often more expensive to buy property in central London than more provincial areas.

Secondly, it’s likely that the area of ground you bought has a house on it. The size of the area of ground and the size of the property itself has a direct influence on price as you’d expect. If you look at a survey report you’ll see that as well as stating the value of the property, the surveyor will also estimate the rebuild cost of the property. Sometimes the actual value of the property will be many times the rebuild costs or vice versa, usually depending on the demand for the area.

Thirdly, the property may have influence on surrounding properties. For example, there may be servitudes that add value or areas of shared ownership. This is especially true for flatted homes, where often the area of ground the flats are built on is shared in equal proportions between the owners.

Finally, the real value is only what you are prepared to pay for. To a certain extent, this makes the value less about money and more about, well, more sentimental matters.

Of course, there are plenty of so-called ‘house doctors’ who will recommend you paint your home magnolia and mono-block your driveway to increase the value of your home. These recommendations may also be helpful when it comes making your home more appealing to achieve the best price, but beauty is in the eye of the beholder…


With the support of our professional advisers and business partners we can keep you in the best position regardless of where your conveyancing transaction is within the nation. Our Solicitors can call out to visit you and we can even arrange for some local financial advice or estate agent if you require a wider appreciation of the local market you are selling or buying in.



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